Surat National Co-Operative Bank Ltd. v ACIT (2025) 234 TTJ 529 / (Surat)(Trib)

S. 36(1)(viia) :Bad debt-Provision for bad and doubtful debts-Schedule bank-Reserve and surplus account cannot be considered as provision for the purpose of allowing deduction-The amount credited to bad and doubtful reserve is not allowable as a deduction.

 

Held that the Reserve and surplus account cannot be considered as a provision for the purpose of allowing deduction under S. 36(1)(viia) and, therefore, the amount credited to bad and doubtful reserve is not allowable as a deduction. (AY.2013-14 & 2014-15)

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